Mix together in a bowl ground beef, onion, garlic and cubed bread. (I use the best tools in the kitchen for this, my hands). Then add enough milk to just moisten the mixture. Add the Worcestershire sauce and salt/pepper to taste.
Form into small patties and chill for about 15 minutes.
Warm up skillet and add oil.
Cook for about 10 minutes a side on medium heat or until desired doness.